Save Up to 30% on Real Estate Commissions – Plus Access Up To *$50,000 Extra!
Buy, Sell, or Build Your Dream Property with SOME OF THE BEST NEW HOME BUYER BENEFITS Available.
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Build, Buy, Refinance, or Renovate with Confidence
Fantastic Real Estate Commission Savings:
Get up to *30% off real estate fees EVERY time you buy or sell a property or land.
Get Up To *$50,000 Extra Funding:
Qualified borrowers can access funds before, after, or at closing; to use as you wish.
Home Loan Programs Nationwide:
As a Nationwide, FDIC-Insured Direct Home Loan Lender, we offer what most can't, in all 50 states.
Veteran-Owned and Operated:
Proudly serving you with honor and integrity, ensuring you get top-tier home financing support.
Check Your Real Estate Discounts & Eligibility Now!
How It Works: Your Path To Real Estate Savings
At Agent Fee Discount, we make saving on real estate commissions simple and stress-free. Follow these four easy steps to unlock exclusive discounts and enjoy a seamless experience:
Complete our quick eligibility form to check for real estate agent fee reductions in your state. Call (844) 999-0639 or schedule online!
We’ll pair you with our top-tier real estate firm offering exclusive discounts, saving you thousands on fees, delivering exceptional service.
Need financing? Our trusted bankers offer personalized mortgage advice to help you explore options to secure low rates and great savings!
Save big with our real estate agent fee reduction program. Use your *$50,000 extra cash for your home—join thousands who’ve saved!
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Negotiating Real Estate Agent Commissions Has Never Been Easier
Feel the relief of saving big with our real estate agent fee reduction program. Save up to *30% on commissions and get up to $50,000 extra cash to make your home truly yours. Don’t let high fees stand in your way—take control and start saving!
Overcome Your Real Estate Fee Worries with Confidence
Worried About High Real Estate Fees?
Our real estate agent negotiation saves you up to 30% on commissions EVERY time you buy or sell any property type.
Unsure How to Negotiate?
We've made the real estate agent fee discount simple, by doing the negotiating up front so you don't have to. Ready to start?
Need a Trusted Agent Near You?
Get matched with top agents who prioritize your savings goals. After years of working with these great agents, you won't be disappointed.
Want to Maximize Savings Today?
Use real estate commission savings towards a closing costs credit, or put the rebate towards an interest-rate buydown,
How Would You Invest Up To *$50,000 Extra?
Unlock Seamless and Secure Financing with our Consumer Loan Program For Clients
Easy Consumer Loan Process
Access Up to *$50,000 Extra Cash:
Get up to *$50,000 extra cash to use as you wish before, at, or after close with our in-house loan.
Use It for What Matters Most:
Spend on home improvements, furnishings, a tiny home, or consolidate debt to afford higher loans.
Save with Low-Cost Real Estate Services:
Pair your loan with our low-cost real estate services to save up to *30% on real estate commissions..
Enjoy a Stress-Free Closing:
Close with real estate discounts applied as a credit or toward a rate buy-down, saving you even more.
Why Choose Agent Fee Discount for Trusted Banking?
Rely on our veteran-owned bank for secure, tailored financing solutions.
Nationwide Reach and Diverse Loan Programs:
Access diverse loan programs in all 50 states for your mortgage banking needs.
Trusted, Veteran-Owned Bank Standing Ready:
As an FDIC-Insured institution, you can trust our veteran-owned bank for peace of mind and stability.
Enduring Market Stability:
Rely on our Federally Chartered bank for confidence in any market, we stay ahead of the curve for you.
In-House Committee & Portfolio Expertise:
Our in-house team approves loans others can’t, for your success, while bringing value others don't.
5-Star Reviews For Your Real Estate Lending Journey
Mitul Aiub
Valley Stream, NY
This was my first time home buying, certainly I was unaware of lot of things, Mr. Yousuf helped me with every kind off assistance, he was being very professional extremely helpful throughout the whole loan process, I had a wonderful experience and I would highly recommend him to my friends and family.
Alinakharisova2
Miller Place, NY
Gus and his team went above and beyond to make buying our first home a very simple and straightforward process. Superb communication and they all took their time to explain every step of the process. We couldn’t be happier!
Lissette Delgado
New York, NY
Robert and his team were the best choice for our first mortgage experience! Robert answered every question we had, communicated promptly and was very attentive to our plans and needs. His team was equally professional, quickly and thoroughly completing every step of the process. We strongly recommend them!
*Our consumer loans are only available to mortgage customers of The Federal Savings Bank
Your Top Questions About Real Estate Savings Answered
Get clear answers to help you save on real estate fees, get extra funding, and transform your home-buying or selling experience with confidence.
How does the *30% commission discount work?
Through our wonderful relationship with top real estate agents nationwide, we’ve negotiated up to *30% off standard commissions. This can be applied as a closing cost credit or, where allowed, a reduced representation fee—saving you thousands with no cost to you. You may even use it towards a rate buy-down.
Who qualifies for the *$50,000 extra funds?
Qualified borrowers using our Build, Buy, Refinance, or Renovate loans can receive up to *$50,000 extra before, at, or after closing. Complete our eligibility form to see if you qualify.
Can I use my own real estate agent?
Yes, you can use any agent you prefer! However, our exclusive real estate commission discounts are only available through our network of vetted, high-quality partners. We connect you at no cost, ensuring you save with confidence. If you choose your own agent, they may still lower their fees inspired by our model—your savings, your choice!
How do I get connected with an agent offering this discount?
Simply fill out our eligibility form, and our relationship agency will match you with a top agent offering our negotiated discount—all at no charge to you. They may reach out to verify property location details for pairing you with the right agent in your required area.
What properties are eligible for the discount?
The discount applies to residential homes, land, and commercial buildings—any property you’re buying or selling. You are not restricted to the number of times you can use this relationship, meaning it's possible to get up to *30% off your real estate transactions for life!
Is this available in my state?
Yes, we operate in all 50 states, connecting you with agents and loan options nationwide. Depending upon the state requirements, your agent may either offer a discount up front on their representing side of your transaction, or it may be required to be listed as a closing cost credit on your loan closing statement.
How much can I save with the real estate commission discount?
With these real estate commission discounts, you can save significantly on your agent’s fees. For example, on a $500,000 home, a typical 3% commission for your agent is $15,000. Our 30% discount reduces this by $4,500, making your home purchase or sale more affordable. *Savings vary by transaction and location—use our fee calculator to estimate yours!
Can I use the discount for both buying and selling?
Yes, you can use our real estate commission discounts for both buying and selling! Save on any transaction—whether it’s a home, mobile home, land, or commercial property—with our trusted network of agents. Achieve your real estate goals with ease and confidence!
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Latest News & Blog
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THE FEDERAL SAVINGS BANK IS NOT AFFILIATED WITH OR ACTING ON BEHALF OF THE FHA, USDA, VA, OR THE FEDERAL GOVERNMENT.
*Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
*Messaging and Data Rates May Apply.
*VA eligibility is required for VA loan products. USDA loans are only available in USDA-eligible areas as designated by the USDA.
*We do not offer new dealer-manufactured home loans in New York, but we do offer modular and site-built land and home construction.
*Qualification for up to $50,000 extra is for qualified borrowers and can be applied to all loan programs. This is a separate unsecured consumer loan we will underwrite in-house at the same time as your requested mortgage loan. Please contact your banker to request this program and the applicable rates, terms, and conditions. Consumer unsecured lending programs prohibit loan proceeds from being used for down payment.
REALTOR® is a registered trademark of the National Association of Realtors and is not affiliated with AgentFeeDiscount.com or The Federal Savings Bank.
†Subject to applicable law and lender approval, when represented by one of our participating real estate brokerage companies during the purchase or sale of a home or land, eligible Consumers may receive a rebate of up to thirty percent (30%) off of the fee to be received by the participating real estate brokerage company representing the respective Consumer, at closing, which rebate will be applied exclusively toward paying down that Consumer’s applicable closing costs. In no event shall any rebate be greater than the aggregate of all closing costs. Issuance of a rebate is subject to a participating real estate brokerage company’s receipt of its fee. The following states condition, or do not permit, the granting of a rebate by real estate brokerage companies (list is subject to change at any time): Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, and Tennessee. No remuneration is paid to The Federal Savings Bank or to any of our Bankers. This is a free program offered exclusively by us to help our consumers save on their real estate transactions.
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