About Agent Fee Discount

Image of A Veteran, and a Family and realtors standing in front of a beautiful brick home, green valley and city backdrop at golden sunset hour with AgenFeeDiscount.com

Ready to slash your real estate costs while getting MORE? You've just discovered the nationwide leader in commission discounts and extra funding that conventional agents and lenders won't tell you about.

Our Story

We didn't stumble into the discount real estate space by accident. We engineered it deliberately to disrupt an industry that's been overcharging you for decades.

A Legacy of Service

Founded in 2000 by veterans who understand the value of a dollar, we've spent over two decades perfecting a model that puts money back in YOUR pocket. While other agents were collecting full commissions without blinking, we were building relationships with top-performing agents nationwide who recognize that loyalty and volume trump bloated fees.

Why should you care about our veteran roots? Because the same discipline, integrity, and commitment to excellence that defined our military service now defines our business approach. We don't just talk about saving you money—we deliver on that promise with military precision.

Part of a Bigger Family

AgentFeeDiscount.com stands alongside BuildBuyRefi.com as part of a powerhouse financial services network. Our parent bank is FDIC-insured and has revolutionized mortgage lending across America. This means you're not dealing with some fly-by-night operation—you're partnering with a rock-solid financial institution that combines the stability of traditional banking with the innovation of modern real estate services.

Infographic Image of United States Map - About Agent Fee Discount - Nationwide Direct Home Loan Lender and Discounted Real Estate Commissions

What Sets Us Apart

Let's cut through the noise. There are plenty of "discount" brokers out there making hollow promises. Here's why we're different:

Industry-Leading Commission Discounts

We don't cap savings or limit eligibility. Our network offers up to 30% off standard real estate commissions. Period. No asterisks. No fine print.

This applies to:

Residential homes (from starter homes to luxury estates)

Commercial properties

Vacant land

New construction

Whether you're buying or selling, in Manhattan or Montana, our discount program works exactly the same—putting thousands back in your pocket with zero compromise on service quality.

Exclusive $50K Consumer Loan Program

This isn't your standard mortgage. Our exclusive loan program provides qualified buyers with up to $50,000 in additional funds—cash you can use before, during, or after closing.

Think about what that means:

Cash to consolidate high-interest debt

Renovation funds to transform your new place immediately

Money for unexpected expenses without tapping into your down payment

Freedom to make your new house feel like home from day one

No other real estate discount program combines commission savings with this level of financial flexibility. It's a game-changer, plain and simple.

Nationwide Reach, Local Care

Operating in all 50 states isn't just a bragging point—it's a concrete advantage for you. Our FDIC-insured backing means we can lend anywhere in America, connecting you with pre-vetted, high-performing agents who deliver both savings and results.

We've rejected the false choice between "cheap and mediocre" vs. "excellent but expensive." Our nationwide network proves you can have exceptional service AND significant savings simultaneously.

Our Mission

We exist to maximize your financial advantage in real estate transactions through both commission savings and innovative financing.

Why We Do It

Our veteran founders built this company on a simple principle: the status quo in real estate is fundamentally unfair to consumers. Why should you pay inflated commissions when technology and scale can deliver the same results for less?

We've made it our mission to level the playing field, challenging an industry that's been resistant to change. Every dollar we save you is a victory in that fight—and we're just getting started.

Get To Know Us Better

Don't just take our word for it. See the impact for yourself:

Explore Our Calculators

Numbers don't lie. Use our Real Estate Agent Fee Discount Calculator to see exactly how much you'll save on your next transaction. Then check out our Home Loan Calculator to explore your financing options, including our exclusive $50K program.

Each tool takes seconds to use but could save you thousands. Why wait?

Connect With Us

Ready to stop overpaying?

Three simple ways to start saving:

Call us directly: (844) 999-0639

Check your eligibility for our exclusive agent discount and loan programs

Schedule time with a banker to discuss your specific situation

Ready to Keep Thousands More of YOUR Money?

Call (844) 999-0639

Check Your Eligibility Now >

Call Us 24/7

(844) 999-0639

To speak with a banker or check program eligibility, call anytime.

Talk With Us

THE FEDERAL SAVINGS BANK IS NOT AFFILIATED WITH OR ACTING ON BEHALF OF THE FHA, USDA, VA, OR THE FEDERAL GOVERNMENT.

*Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

*Messaging and Data Rates May Apply.

*VA eligibility is required for VA loan products. USDA loans are only available in USDA-eligible areas as designated by the USDA.

*We do not offer new dealer-manufactured home loans in New York, but we do offer modular and site-built land and home construction.

*Qualification for up to $50,000 extra is for qualified borrowers and can be applied to all loan programs. This is a separate unsecured consumer loan we will underwrite in-house at the same time as your requested mortgage loan. Please contact your banker to request this program and the applicable rates, terms, and conditions. Consumer unsecured lending programs prohibit loan proceeds from being used for down payment.

REALTOR® is a registered trademark of the National Association of Realtors and is not affiliated with AgentFeeDiscount.com or The Federal Savings Bank.

†Subject to applicable law and lender approval, when represented by one of our participating real estate brokerage companies during the purchase or sale of a home or land, eligible Consumers may receive a rebate of up to thirty percent (30%) off of the fee to be received by the participating real estate brokerage company representing the respective Consumer, at closing, which rebate will be applied exclusively toward paying down that Consumer’s applicable closing costs. In no event shall any rebate be greater than the aggregate of all closing costs. Issuance of a rebate is subject to a participating real estate brokerage company’s receipt of its fee. The following states condition, or do not permit, the granting of a rebate by real estate brokerage companies (list is subject to change at any time): Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, and Tennessee. No remuneration is paid to The Federal Savings Bank or to any of our Bankers. This is a free program offered exclusively by us to help our consumers save on their real estate transactions.